Fayetteville, Arkansas · NMLS# 1453865

Home loans in
Fayetteville, AR.

Home to the University of Arkansas and a thriving downtown, Fayetteville attracts first-time buyers, young professionals, and families looking to put down roots in one of Arkansas’s most vibrant cities. Kiley helps buyers across every part of Fayetteville find the right loan and get to the closing table.

Downtown Fayetteville, Arkansas — the Experience Fayetteville mural near Dickson Street
Downtown Fayetteville · Near Dickson Street
Serving Fayetteville, AR

Your local mortgage
expert in Fayetteville.

Kiley works with Fayetteville buyers at every stage — from recent graduates buying their first home to established professionals looking to move up. She understands the Fayetteville market and knows which loan programs work best for buyers in this area.

Fayetteville has seen steady appreciation and strong demand fueled by University of Arkansas employment, healthcare, and tech growth. FHA and USDA loans are particularly relevant here, as many parts of the Fayetteville area qualify for USDA zero-down financing.

Whether you’re buying near Dickson Street, out in the hills of south Fayetteville, or looking at properties close to the U of A campus, Kiley will find the right fit for your situation and budget.

Why Work With Kiley
1
Pre-Approval in 24–48 Hours
In Fayetteville’s competitive market, buyers who aren’t pre-approved lose houses. Kiley moves fast.
2
Local Market Knowledge
Kiley knows Fayetteville and NWA — the neighborhoods, the price trends, what sellers expect from lenders.
3
You Talk to Kiley — Not a Call Center
Every question goes directly to Kiley. Real answers, not scripts. No waiting on hold.
4
No Pressure, Just Options
Kiley will tell you which loan fits your situation — and she’ll tell you honestly if now isn’t the right time.
Loan Programs in Fayetteville

Every loan type,
one trusted source.

Whether you’re a first-time buyer in Fayetteville, a veteran using your VA benefit, or a move-up buyer looking at conventional financing — Kiley has you covered.

3.5% Down
FHA Loans

Government-backed with flexible credit requirements. One of the most popular paths for first-time buyers in Fayetteville.

Learn More →
$0 Down
VA Loans

Zero down, no mortgage insurance, competitive rates. For veterans and active-duty service members in Fayetteville.

Learn More →
$0 Down
USDA Loans

Zero down for eligible buyers in qualifying areas. More of NWA qualifies than most people realize.

Learn More →
Best Rates
Conventional

Down payments from 3%. PMI cancellable at 20% equity. Best rates for buyers with strong credit.

Learn More →
High Value
Jumbo Loans

For homes above $806,500. Relevant for Fayetteville’s growing high-value market. Requires stronger credit and reserves.

Learn More →
Already Own
Refinancing

Lower your rate, shorten your term, or access equity. Kiley runs an honest break-even analysis before recommending.

Learn More →
The Process

How it works when
you work with Kiley.

01
Free Consultation

A 15–30 minute call. No paperwork, no commitment. Kiley maps out your path and tells you exactly what you’ll need.

02
Pre-Approval Fast

Kiley targets 24–48 hour pre-approval. In Fayetteville’s market, that speed is the difference between getting the house and losing it.

03
Close With Confidence

Kiley stays in constant communication from offer accepted to closing day. No black holes. No surprises.

Fayetteville, Arkansas · NMLS# 1453865

Ready to buy a home
in Fayetteville.

The first step is a free, no-obligation call. Kiley will tell you exactly what your options look like — no jargon, no pressure.

Kiley Conner  |  NMLS# 1453865  |  Benchmark Mortgage  |  Company NMLS# 2143  |  Licensed in AR, MO, KS & OK  |  Equal Housing Lender